Question 1

What is Finger Lakes Health Care Federal Credit Union (FLHC)?

Accepted Answer

Finger Lakes Health Care Federal Credit Union (FLHC) is a federally chartered credit union serving healthcare employees and their families in the Elmira-Watkins Glen area of New York. With approximately $33.5 million in assets and over 2,400 members, this specialized institution focuses exclusively on the financial needs of healthcare workers. The credit union emphasizes personalized, friendly service while offering modern banking technology.

Question 2

When was Finger Lakes Health Care Federal Credit Union (FLHC) founded?

Accepted Answer

Finger Lakes Health Care Federal Credit Union was founded in 1974. The credit union was established to provide dedicated financial services to healthcare workers in the Finger Lakes region, recognizing the unique financial needs and schedules of medical professionals. Over the past five decades, FLHC has grown while maintaining its commitment to serving the healthcare community with accessible and member-focused financial solutions.

Question 3

Where is Finger Lakes Health Care Federal Credit Union (FLHC) headquartered?

Accepted Answer

Finger Lakes Health Care Federal Credit Union is headquartered at 519 Hart Street in Elmira, New York. The main offices are conveniently located on the campus of Arnot Ogden Medical Center, providing easy access for healthcare employees who make up the credit union's core membership.

Question 4

Where does Finger Lakes Health Care Federal Credit Union (FLHC) operate?

Accepted Answer

Finger Lakes Health Care Federal Credit Union operates in the Elmira-Watkins Glen area of New York, serving Chemung County and surrounding communities in the Finger Lakes region. The credit union's field of membership is focused on healthcare employees working at medical facilities in the area, along with their immediate family members.

Question 5

What services does Finger Lakes Health Care Federal Credit Union (FLHC) offer?

Accepted Answer

Finger Lakes Health Care Federal Credit Union offers a full range of financial services including share savings accounts, checking accounts, certificates of deposit, and retirement accounts. Loan products include personal loans, auto loans, mortgages, home equity lines of credit, and credit cards. The credit union provides modern digital banking services with online banking platforms and mobile access through its website at www.flhc.com. Despite its technological capabilities, FLHC prides itself on delivering services in an "old-fashioned" friendly, convenient, and professional manner that prioritizes personal relationships.

Question 6

What makes Finger Lakes Health Care Federal Credit Union (FLHC) unique?

Accepted Answer

Finger Lakes Health Care Federal Credit Union stands out through its exclusive focus on serving healthcare professionals and their families. This specialization allows the credit union to understand the unique financial needs of medical workers, including shift schedules, student loan considerations, and irregular income patterns common in healthcare. With a strong net worth ratio of 15.85% and 50 years of dedicated service to the healthcare community, FLHC combines financial stability with industry-specific expertise. The credit union has also been designated as a low-income credit union, demonstrating its commitment to serving underserved communities.

Question 7

What type of financial institution is Finger Lakes Health Care Federal Credit Union (FLHC)?

Accepted Answer

Finger Lakes Health Care Federal Credit Union is a Federal Credit Union chartered under Charter Number 21294 and regulated by the National Credit Union Administration (NCUA). As a not-for-profit, member-owned cooperative, every member is a shareholder with equal voting rights regardless of account balance. Membership is restricted to healthcare employees working at participating medical facilities in the Elmira-Watkins Glen area and their immediate family members, maintaining the credit union's specialized focus on the healthcare community.

Finger Lakes Health Care Federal Credit Union (FLHC)

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About Finger Lakes Health Care Federal Credit Union (FLHC) in the United States