Question 1

What is Cooperativa La Burrerita Ltda.?

Accepted Answer

Cooperativa La Burrerita Ltda. is a multiactivity cooperative in Paraguay providing savings, credit, consumption, and service programs to its members. Registered with INCOOP (Instituto Nacional de Cooperativismo), Paraguay's national cooperative regulatory authority, it operates as a member-owned financial and service institution.

The cooperative serves local communities without maintaining a public website, focusing on traditional in-person member services. It participates in Paraguay's cooperative network, which encompasses over 800 cooperatives serving approximately 1.8 million members nationwide.

Question 2

When was Cooperativa La Burrerita Ltda. founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa La Burrerita Ltda. headquartered?

Accepted Answer

The specific headquarters location of Cooperativa La Burrerita Ltda. within Paraguay is not publicly disclosed. As an INCOOP-registered cooperative, it maintains operations under Paraguayan cooperative regulations and oversight.

Question 4

Where does Cooperativa La Burrerita Ltda. operate?

Accepted Answer

Cooperativa La Burrerita Ltda. operates within Paraguay, serving members in its designated operational territory. Specific branch locations and geographic coverage areas are not publicly documented.

Paraguay's cooperative sector plays a vital role in financial inclusion, particularly in rural and underserved areas where traditional banking services may be limited. The cooperative movement represents 51% of the economically active population, with financial services and agricultural production being the most prominent sectors.

Question 5

What services does Cooperativa La Burrerita Ltda. offer?

Accepted Answer

As a multiactivity savings and credit cooperative (Cooperativa Multiactiva de Ahorro y Crédito y Servicios), La Burrerita Ltda. provides integrated financial and social services:

Savings Services: Member deposit accounts with competitive interest rates, typically offering returns above those available at traditional banks while supporting community development.

Credit Services: Loans for productive activities, consumption, housing, education, and emergency needs. Cooperative credit generally features lower interest rates and more flexible terms than commercial banking institutions.

Consumption Services: Access to goods and services at favorable prices through cooperative purchasing power, reducing costs for members.

Member Welfare Programs: Solidarity benefits including life insurance coverage, funeral assistance, emergency subsidies, educational scholarships, and health-related support services common to Paraguayan cooperatives.

Services are exclusively available to cooperative members who hold ownership stakes and participate in democratic governance.

Question 6

What makes Cooperativa La Burrerita Ltda. unique?

Accepted Answer

Cooperativa La Burrerita Ltda. operates on traditional cooperative principles emphasizing personal relationships and community connection over digital convenience. Without a public website, the institution maintains direct engagement with members through branch interactions and community activities.

As a member-owned institution, La Burrerita prioritizes member service and community development over profit maximization. Surplus generated by the cooperative is returned to members through dividends, improved services, or community development programs rather than distributed to external shareholders.

The cooperative participates in Paraguay's robust cooperative movement, which ranks third in Latin America for cooperative participation in the financial sector (11.7% of the banking-financial sector), demonstrating the significant role these institutions play in Paraguayan economic and social development.

Question 7

What type of financial institution is Cooperativa La Burrerita Ltda.?

Accepted Answer

Cooperativa La Burrerita Ltda. is a Cooperativa Multiactiva de Ahorro y Crédito y Servicios (Multiactivity Savings and Credit Cooperative with Services) in Paraguay's cooperative financial system.

This institution type operates as a member-owned financial intermediary and service provider, distinct from commercial banks and traditional financial institutions. Cooperatives in Paraguay are regulated by INCOOP rather than the Central Bank of Paraguay (Banco Central del Paraguay), following different regulatory frameworks emphasizing cooperative principles and member protection.

The multiactivity structure allows the cooperative to provide integrated financial services alongside consumption, welfare, and educational programs. Democratic governance ensures each member has equal voting rights (one member, one vote) regardless of capital contribution, contrasting fundamentally with shareholder-based corporate governance where voting power corresponds to share ownership.

Members simultaneously serve as owners, clients, and beneficiaries of the cooperative, sharing in surplus distribution and participating in strategic decision-making through general assemblies and elected boards.

Cooperativa La Burrerita Ltda.

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About Cooperativa La Burrerita Ltda. in Paraguay