Question 1

What is Revity Credit Union?

Accepted Answer

Revity Credit Union is a full-service community financial institution serving members across 18 counties in central and southern Illinois. Headquartered in Granite City, Illinois, the credit union serves approximately 37,000 members with nearly $499 million in total assets as of Q3 2025. Originally founded to serve steel mill workers, Revity has evolved into a comprehensive financial cooperative offering modern banking solutions while maintaining its focus on member service and community involvement. The credit union holds a low-income designation, reflecting its commitment to serving underserved communities.

Question 2

When was Revity Credit Union founded?

Accepted Answer

Revity Credit Union was founded in 1941 as Granite City Steel Federal Credit Union, established to provide loans and basic savings products to workers at the Granite City Steel mill during World War II. The credit union's founding reflected the needs of industrial workers who required access to fair, affordable financial services.

For decades, the institution operated under the name Granite City Steel, serving mill workers and their families exclusively. As the credit union grew and expanded its field of membership beyond the steel industry, it adopted the name "Revity" to better reflect its broader mission and inclusive membership base.

The name "Revity" represents the credit union's commitment to revitalization and community, symbolizing both organizational renewal and its deep connection to the communities it serves. This rebranding acknowledged the credit union's evolution from a single-sponsor institution to a multi-county community financial partner.

Question 3

Where is Revity Credit Union headquartered?

Accepted Answer

Revity Credit Union is headquartered at 3970 Maryville Road in Granite City, Illinois.

Question 4

Where does Revity Credit Union operate?

Accepted Answer

Revity Credit Union operates throughout 18 counties in central and southern Illinois. The service area includes Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington, and Randolph counties.

Anyone who lives, works, worships, volunteers, or attends school within these counties is eligible for membership. The credit union has grown from a single office in Granite City to multiple branch locations serving communities across this extensive Illinois region, positioning itself as "big enough to provide convenience, small enough to offer customized financial services."

Question 5

What services does Revity Credit Union offer?

Accepted Answer

Revity Credit Union provides comprehensive financial services designed for modern member needs. Deposit accounts include share savings accounts, free checking accounts with interest and no minimum balance requirements, money market accounts, certificates of deposit, and Individual Retirement Accounts (IRAs).

Lending services feature auto loans for new, used, and refinanced vehicles; mortgage products including a 100% financing program for homebuyers; home equity loans and lines of credit; personal loans; and credit cards with competitive rates and rewards programs.

Digital banking solutions include online banking and bill pay, mobile banking with mobile deposit capabilities, eStatements for paperless account management, telephone banking services, and the MoneyMap budgeting tool to help members track and manage their finances.

Additional member services include access to a nationwide network of surcharge-free ATMs, shared branching locations for convenient out-of-area access, certified financial counseling, and comprehensive financial education resources.

Question 6

What makes Revity Credit Union unique?

Accepted Answer

Revity Credit Union stands out for its industrial heritage and transformation story. From its origins serving Granite City Steel mill workers during World War II, the credit union has evolved into a regional financial institution while maintaining its working-class values and member-first philosophy. The institution's tagline—"People Caring More"—reflects this enduring commitment.

The credit union's rebrand to "Revity" demonstrates its forward-thinking approach, choosing a name that honors both revitalization and community connection. This reflects the institution's belief in continuous renewal and adaptation to meet changing member needs while staying rooted in cooperative principles.

Revity emphasizes its "not pushy and profit driven" approach, distinguishing itself from traditional banks by prioritizing member interests over profit maximization. The credit union describes itself as "community-powered banking," large enough to offer convenience and technology but small enough to provide personalized, neighborly service.

The credit union's core values are built on STRENGTH: Service, Trustworthy, Resilient, Empathetic, Neighborly, Growth-minded, Transparent, and Honorable—principles that guide all member interactions and business decisions.

Question 7

What type of financial institution is Revity Credit Union?

Accepted Answer

Revity Credit Union is a state-chartered credit union (credit union type 2) regulated by the Illinois Department of Financial and Professional Regulation and federally insured by the National Credit Union Administration (NCUA). As an Illinois-chartered institution, it operates under state credit union statutes while maintaining federal insurance protection.

As a not-for-profit financial cooperative, Revity is owned by its members, who elect a volunteer board of directors from among the membership. This democratic structure ensures that the credit union's decisions reflect member interests rather than external shareholder demands.

The credit union holds a low-income designation from the NCUA, recognizing its service to economically underserved communities. This designation provides additional flexibility to serve members who might face barriers to accessing traditional financial services.

Membership is community-based and available to anyone who lives, works, worships, volunteers, or attends school in the credit union's 18-county service area in Illinois, as well as immediate family members of current members.

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About Revity Credit Union in the United States