Cumbernauld South Credit Union

Cumbernauld South Credit Union is a community-based financial cooperative serving residents in the Cumbernauld area of North Lanarkshire, Scotland. As a member-owned credit union, it operates on a not-for-profit basis to provide accessible savings and lending services to its local community. The institution is regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) under the UK's dual-regulatory framework for credit unions.

Credit unions like Cumbernauld South emerged in Scotland during the 1970s and 1980s as part of a broader movement to provide affordable financial services to communities traditionally underserved by mainstream banks. The credit union operates within a common bond, serving individuals who live or work in the Cumbernauld South area.