Question 1

What is Puerto Rico Federal Credit Union (PRFCU)?

Accepted Answer

Puerto Rico Federal Credit Union (PRFCU) is a not-for-profit financial institution serving the Puerto Rican community, founded in 1960. Located in Caparra, Puerto Rico, this federal credit union provides comprehensive financial services to individuals living, working, studying, or congregating in the San Juan area.

Question 2

When was Puerto Rico Federal Credit Union founded?

Accepted Answer

PRFCU was established in 1960 with the mission of providing accessible financial services to the local community. Originally connected to the Telefónica de Puerto Rico, the credit union has since expanded its membership and service offerings.

Question 3

Where is Puerto Rico Federal Credit Union headquartered?

Accepted Answer

The credit union is headquartered at 55 Resolucion Street, Esq. Roosevelt in Caparra, Puerto Rico, with a zip code of 00920.

Question 4

Where does Puerto Rico Federal Credit Union operate?

Accepted Answer

PRFCU primarily serves the San Juan metropolitan area and is open to employees, retirees, and immediate family members of affiliated companies. Membership is extended to individuals who live, work, study, or are involved in the San Juan community.

Question 5

What services does Puerto Rico Federal Credit Union offer?

Accepted Answer

The credit union provides a wide range of financial services, including:
• Savings accounts
• Checking accounts
• Loan services (personal loans, auto loans)
• Mastercard® credit cards
• Online and electronic banking systems
• Bill payment services
• Financial education resources

Question 6

What makes Puerto Rico Federal Credit Union unique?

Accepted Answer

PRFCU distinguishes itself through:
• A member-focused approach with personalized financial solutions
• Membership that includes immediate family members
• Rewards program for Mastercard® users
• Partnerships with local companies and dealerships
• Low-interest loan options
• Strong community connection

Question 7

What type of financial institution is Puerto Rico Federal Credit Union?

Accepted Answer

PRFCU is a federal credit union, operating as a not-for-profit financial cooperative. Member savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

Question 8

Additional Financial Insights

Accepted Answer

As of the latest available data, PRFCU demonstrates financial stability with:
• Approximately 24,052 members
• Total assets of $185,079,432
• Total loans of $133,625,983
• Net worth ratio of 13.09%

The credit union maintains a commitment to serving its members with competitive rates, innovative services, and a focus on community financial well-being.

Puerto Rico Federal Credit Union (PRFCU)

in the United States 🇺🇸

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About Puerto Rico Federal Credit Union (PRFCU) in the United States