Question 1

What is Park City Credit Union (PCCU)?

Accepted Answer

Park City Credit Union (PCCU) is a member-owned financial cooperative serving communities across north-central Wisconsin. With over $376 million in assets and approximately 25,000 members, PCCU provides a full range of financial products and services to individuals who live or work in Forest, Iron, Langlade, Lincoln, Marathon, Oneida, Price, Rusk, Taylor, Vilas, Wood, and Portage counties, or are members of the Park City Cares Foundation. As a state-chartered credit union, PCCU is dedicated to celebrating life's special moments by helping members fulfill their dreams while serving their communities.

Question 2

When was Park City Credit Union (PCCU) founded?

Accepted Answer

Park City Credit Union was founded in 1938 under the original name Cooperative League Credit Union. The credit union was established to serve the financial needs of local community members in the Merrill area.

On September 28, 1971, the name was officially changed to Park City Credit Union. The credit union expanded its footprint over the decades, opening its Tomahawk office on February 16, 1973, and its Minocqua office on December 5, 1979. In 2005, PCCU added a Rhinelander location. After purchasing land in 2010 in anticipation of growth, the credit union opened a new 26,000-square-foot headquarters in Merrill on August 13, 2018, which includes a full-service branch, mortgage center, a 100-seat community room, Park City Investment Center, and coffee shop.

Question 3

Where is Park City Credit Union (PCCU) headquartered?

Accepted Answer

Park City Credit Union is headquartered in Merrill, Wisconsin. The main office is located at 501 S Pine Ridge Avenue, Merrill, WI 54452.

Question 4

Where does Park City Credit Union (PCCU) operate?

Accepted Answer

PCCU operates across north-central Wisconsin with multiple branch locations serving its 12-county service area. The credit union has full-service branches in Merrill (headquarters), Minocqua, Rhinelander, and Tomahawk.

Membership is open to individuals who live or work in Forest, Iron, Langlade, Lincoln, Marathon, Oneida, Price, Rusk, Taylor, Vilas, Wood, and Portage counties in Wisconsin, or are members of the Park City Cares Foundation.

Question 5

What services does Park City Credit Union (PCCU) offer?

Accepted Answer

Park City Credit Union offers a comprehensive suite of financial products and services designed to meet diverse member needs. Personal banking services include PCCU Cash Checking accounts (earning up to 5.00% APY), various savings accounts, and certificates of deposit.

Lending services encompass auto loans (as low as 5.14% APR), mortgage loans (as low as 4.49% APR), personal loans (as low as 11.00% APR), and home equity products. PCCU also provides business banking services, investment services through the Park City Investment Center, and insurance products.

Digital banking features include mobile banking apps, online banking with bill pay, and access to a nationwide network of full-service ATMs. Members can use their ATM/debit cards at ATMs worldwide, including the Cash Back debit card that offers rewards for everyday purchases.

Question 6

What makes Park City Credit Union (PCCU) unique?

Accepted Answer

Park City Credit Union stands out with its motto "Celebrating Life. Celebrating You," which reflects its commitment to recognizing what makes each member unique. The credit union embraces core values centered on diversity, equity, and inclusion, ensuring everyone feels valued, appreciated, and respected.

Unlike banks that generate profits for investors, PCCU returns earnings to members through competitive dividends on savings, low-cost loans, and affordable services. The credit union has demonstrated strong growth with over 80 years of service to Wisconsin communities, experiencing approximately 7% membership growth and 14% loan growth in recent periods.

PCCU actively supports community development through partnerships with organizations like the Oneida County Economic Development Corporation and maintains the Park City Cares Foundation. The credit union's modern headquarters facility includes unique amenities like a 100-seat community room and coffee shop, demonstrating its commitment to being more than just a place to bank.

Question 7

What type of financial institution is Park City Credit Union (PCCU)?

Accepted Answer

Park City Credit Union is a state-chartered credit union regulated by the state of Wisconsin and insured by the National Credit Union Administration (NCUA). As a member-owned financial cooperative, PCCU operates on a not-for-profit basis where members are also owners of the institution.

Membership eligibility is community-based, available to anyone who lives or works in one of the 12 counties served, or who is affiliated with the Park City Cares Foundation. Immediate family members of existing members are also eligible to join. This cooperative structure means that PCCU's primary focus is serving member needs rather than generating profits for external shareholders.

Park City Credit Union (PCCU)

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About Park City Credit Union (PCCU) in the United States