Question 1

What is Raiffeisenbank Innkreis Mitte?

Accepted Answer

Raiffeisenbank Innkreis Mitte is a local cooperative bank (registrierte Genossenschaft mit beschränkter Haftung) serving the central Innkreis region of Upper Austria. As a member of the Austrian Raiffeisen Banking Group, it provides universal banking services to retail customers, professionals, and small- and medium-sized enterprises in communities around Ort im Innkreis.

The bank operates as a community-focused financial institution within the broader Raiffeisen network, which is Austria's second-largest banking group. It is member-owned through a cooperative structure, emphasizing local decision-making and regional economic development.

Question 2

When was Raiffeisenbank Innkreis Mitte founded?

Accepted Answer

The bank's authorization date with the European Banking Authority is November 24, 2014. However, like many Austrian Raiffeisen banks, the institution likely has deeper historical roots, potentially evolving through mergers of smaller local cooperative banks that may have been established decades earlier.

The Raiffeisen banking movement first reached Austria in 1886, and the Innkreis region, with its agricultural heritage, was an early adopter of the cooperative banking model. The current institutional form reflects ongoing consolidation among local Raiffeisen banks.

Question 3

Where is Raiffeisenbank Innkreis Mitte headquartered?

Accepted Answer

Raiffeisenbank Innkreis Mitte is headquartered at Ort 7, 4974 Ort im Innkreis, Upper Austria, Austria.

Question 4

Where does Raiffeisenbank Innkreis Mitte operate?

Accepted Answer

The bank operates in the central Innkreis region of Upper Austria, with its main location in Ort im Innkreis. The Innkreis is a historic region in western Upper Austria, characterized by agricultural land, small towns, and proximity to the Inn River.

The bank serves communities in this rural and semi-rural area, providing localized banking services to residents and businesses in the municipalities within its designated service area.

Question 5

What services does Raiffeisenbank Innkreis Mitte offer?

Accepted Answer

Raiffeisenbank Innkreis Mitte provides comprehensive banking services including current accounts, savings accounts, time deposits, and payment cards. The bank offers consumer loans, car loans, mortgage financing, and securities trading services.

For business clients, the bank delivers commercial banking services including business accounts, payment cards, and business loans tailored to SMEs and agricultural enterprises. Services are accessible through branch locations, online banking platforms, and mobile applications.

Branch facilities include comprehensive accessibility features such as barrier-free access, ATMs with speech output and contactless card recognition, currency exchange services, safe deposit boxes, and day-and-night deposit safes. Through the Raiffeisen network, customers access insurance, investment management, building society services, and other specialized financial products.

Question 6

What makes Raiffeisenbank Innkreis Mitte unique?

Accepted Answer

The bank's focus on the Innkreis region, a traditional agricultural area in Upper Austria, gives it specialized knowledge of rural economies and farming businesses. Its cooperative structure allows members to participate in governance while ensuring profits support local development rather than external shareholders.

Comprehensive accessibility features at the Ort im Innkreis branch demonstrate commitment to inclusive banking, with barrier-free consultation spaces, adapted ATM interfaces, and accessible parking. These features make banking services available to all community members regardless of physical abilities.

As part of the Raiffeisen Banking Group, the bank combines local presence and decision-making with access to the resources and product range of Austria's second-largest banking organization. The bank participates in the Einlagensicherung AUSTRIA (ESA) deposit guarantee scheme.

Question 7

What type of financial institution is Raiffeisenbank Innkreis Mitte?

Accepted Answer

Raiffeisenbank Innkreis Mitte is a Genossenschaftsbank (cooperative bank), specifically organized as a registrierte Genossenschaft mit beschränkter Haftung (regGenmbH) under Austrian cooperative law. This legal form combines cooperative principles with limited liability.

As a Kreditinstitut (credit institution), it is authorized to provide the full range of banking services. The bank is registered in Austria under company number FN 110295z and uses the bank sort code (Bankleitzahl) 34200 for domestic transactions.

Raiffeisenbank Innkreis Mitte

in Austria 🇦🇹

Crypto-Friendliness

All done!

About Raiffeisenbank Innkreis Mitte in Austria

Raiffe­isenba­nk Innkreis Mitte