Question 1

What is Campco Federal Credit Union?

Accepted Answer

Campco Federal Credit Union (Campco FCU) is a community-chartered federal credit union serving rural areas of Wyoming and South Dakota. Headquartered in Gillette, Wyoming, the credit union has grown from a small school employees' credit union to a significant financial institution with over $216 million in assets and approximately 19,500 members as of 2025.

Campco FCU specializes in providing comprehensive financial services to residents of northeastern Wyoming and western South Dakota, with a strong focus on community involvement and member relationships. The credit union operates multiple branches and emphasizes accessible, member-centered banking solutions.

Question 2

When was Campco Federal Credit Union founded?

Accepted Answer

Campco Federal Credit Union was founded in 1971 by 10 members as Campco School Employees Federal Credit Union. Originally chartered to serve only employees of the Campbell County School District, their immediate family members, and credit union employees, the institution began its operations from a member's home, offering basic share accounts and small loans.

The credit union underwent significant evolution throughout its history. In 1986, Campco merged with Consolidated Credit Union, which helped expand its capabilities. By 1991, the name was changed from Campco School Employees FCU to Campco Federal Credit Union as its membership eligibility expanded to include all Campbell County government and City employees.

In 1996, Campco's charter was amended to a community charter, allowing it to serve anyone who lived, worked, or worshiped in Campbell County. The field of membership continued expanding in 2011 to include northeastern Wyoming counties (Campbell, Johnson, Weston, Crook, Converse, and Sheridan), and again in 2019 to add Big Horn, Goshen, Hot Springs, Natrona, Niobrara, Park, Platte, Teton, and Washakie counties in Wyoming, plus Lawrence, Meade, and Pennington counties in South Dakota.

Question 3

Where is Campco Federal Credit Union headquartered?

Accepted Answer

Campco Federal Credit Union is headquartered in Gillette, Wyoming. The credit union moved into its current headquarters at 1110 E Boxelder Road in Gillette in 2014, a modern facility designed to provide enhanced member services. The mailing address is PO Box 3169, Gillette, WY 82717.

The headquarters building features a contemporary design with a clear-story vestibule, large-scale murals, specialty lighting, and extensive glass elements that create a distinctive appearance. The interior includes modern teller pods designed to enhance cross-selling opportunities and relationship building with members.

Question 4

Where does Campco Federal Credit Union operate?

Accepted Answer

Campco Federal Credit Union operates across a broad geographic area in Wyoming and South Dakota. The credit union serves members who live, work, or worship in 15 Wyoming counties: Big Horn, Campbell, Converse, Crook, Goshen, Hot Springs, Johnson, Natrona, Niobrara, Park, Platte, Sheridan, Teton, Washakie, and Weston.

In South Dakota, Campco FCU serves Lawrence, Meade, and Pennington counties. The credit union maintains multiple branch locations, including its main headquarters in Gillette and a branch in Wright, Wyoming. A new branch in Sheridan, Wyoming, was under construction as of 2024 with an expected opening in spring 2025.

Members who move outside the field of membership maintain their membership and benefits through the credit union's "once a member, always a member" policy. Additionally, immediate family members of existing members can join regardless of their location.

Question 5

What services does Campco Federal Credit Union offer?

Accepted Answer

Campco Federal Credit Union provides a comprehensive range of financial services. Deposit accounts include rewards checking accounts offering competitive APY, savings accounts (shares), money market accounts, Individual Retirement Accounts (IRAs), and certificate accounts with various terms.

Lending services encompass auto loans for new and used vehicles, personal loans, mortgages, home equity lines of credit, credit cards, and the Smart Option Student Loan program. The credit union emphasizes individualized credit decisions based on income and ability to pay rather than solely relying on credit scores.

Digital banking services include online banking, mobile banking with remote deposit capture, instant-issue debit cards available same-day at branches, bill pay services, and account-to-account transfers. The credit union also offers financial education resources, Campco Financial Services for investment needs, TruStage Insurance products, and safe deposit boxes.

Additional services include wire transfers, direct deposit, ATM access, and financial counseling. The credit union maintains a car shopping tool on its website to help members find and finance vehicles.

Question 6

What makes Campco Federal Credit Union unique?

Accepted Answer

Campco Federal Credit Union distinguishes itself through several unique characteristics. The credit union's transformation from a small school employees' organization serving 10 members to a regional financial institution with over $216 million in assets and nearly 20,000 members demonstrates its commitment to sustainable growth while maintaining its cooperative principles.

The credit union's mission of "Partnering with members to improve their lives" emphasizes its member-centric approach. Campco FCU operates on core values including friendliness, proficiency, confidentiality, stability, integrity, and community involvement. These values guide all interactions and business decisions.

Campco's instant-issue debit card program allows members to receive and activate debit cards the same day at any branch location, providing exceptional convenience. The credit union also offers competitive rewards checking accounts and demonstrates strong financial performance with a well-capitalized status and healthy return on assets.

The credit union's strong community involvement and focus on rural district communities sets it apart. Leadership under CEO Matt Baker has guided strategic expansion while maintaining the personalized service that credit unions are known for.

Question 7

What type of financial institution is Campco Federal Credit Union?

Accepted Answer

Campco Federal Credit Union is a federally-chartered credit union regulated by the National Credit Union Administration (NCUA). As a federal credit union, it operates under a community charter specifically designated for rural districts, which allows it to serve a broad geographic area across multiple counties in Wyoming and South Dakota.

The credit union operates as a not-for-profit financial cooperative owned by its members. Each member who deposits a minimum of $5 in a base share account becomes a part-owner of the institution with equal voting rights at the annual meeting, following the democratic principle of one member, one vote.

Member deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an independent agency of the United States government. Campco FCU maintains a "Well Capitalized" net worth classification with a net worth ratio exceeding 10%, indicating strong financial stability and safety.

As a member-owned cooperative, profits are returned to members through competitive loan rates, higher dividend rates on deposits, lower fees, and enhanced services rather than being distributed to external shareholders.

Campco Federal Credit Union (Campco FCU)

in the United States 🇺🇸

Crypto-Friendliness

All done!

About Campco Federal Credit Union (Campco FCU) in the United States