Starling Bank is a British digital challenger bank and neobank that provides personal and business banking services exclusively through its mobile app. Founded in 2014, it is a fully licensed and regulated bank authorized by the Prudential Regulation Authority and the Financial Conduct Authority. With over 4 million customer accounts and a team of thousands, Starling has become one of the UK's leading digital-first banking alternatives.
Starling operates without physical branches, focusing instead on delivering innovative banking services through technology. The bank has achieved significant milestones, including becoming the first UK challenger bank to achieve profitability for four consecutive years, with pre-tax profits of £280 million in 2025.