Monzo is a leading digital bank based in London, United Kingdom. Operating as a mobile-first challenger bank, Monzo provides full-service banking exclusively through its mobile app. As of August 2025, Monzo serves over 12.5 million personal banking customers across the UK. The bank is recognized for its innovative approach to banking, distinctive hot coral debit cards, and user-friendly technology. Monzo offers personal current accounts, business accounts, loans, savings products, and investment services.