NC State Employees' Credit Union (NCSECU) is a state-chartered, not-for-profit credit union headquartered in Raleigh, North Carolina. As the second-largest natural member credit union in the United States by both assets and membership, NCSECU serves nearly 2.9 million members with over $56 billion in assets as of 2025.
The credit union operates 275 branch locations across all 100 counties in North Carolina, making it one of the most accessible financial institutions in the state. NCSECU is regulated under the authority of the Credit Union Division of the North Carolina Department of Commerce, with member deposits insured by the National Credit Union Administration (NCUA).
Total membership represents approximately one-quarter of all North Carolinians, demonstrating the institution's significant impact on the state's financial landscape.
