FDS Bank
in the United States 🇺🇸
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About FDS Bank in the United States
FDS Bank is a specialized federal savings bank headquartered in Mason, Ohio, a suburb of Cincinnati. With approximately $70 million in total assets, FDS Bank operates as a limited-purpose financial institution that focuses exclusively on supporting the credit card operations of its parent company, Macy's, Inc.
The bank's primary business is the origination and servicing of private label credit cards for Macy's and Bloomingdale's department stores, along with issuing prepaid accounts for employees. Unlike traditional retail banks, FDS Bank operates without branch offices and maintains assets primarily in federal funds sold and investment-grade securities.