RBC Bank is the trading name of RBC Bank (Georgia), N.A., a federally chartered U.S. bank and a wholly-owned subsidiary of Royal Bank of Canada. Unlike traditional retail banks serving the general American public, RBC Bank specializes exclusively in cross-border banking solutions for Canadians who live, travel, shop, or work in the United States.
The bank serves over 450,000 Canadian customers across all 50 states. RBC Bank is a National Association (N.A.) bank chartered by the Office of the Comptroller of the Currency (OCC), giving it the full regulatory standing of a U.S. federal bank despite its focused market niche.