Moon Banking — Databricks Marketplace Data License

Last Updated: May 27, 2026

This Marketplace Data License (the "License") governs your access to and use of the Moon Banking datasets distributed through the Databricks Marketplace, including (i) the Moon Banking — Preview listing (free) and (ii) the Moon Banking — Full listing (paid) (collectively, the "Data"). The Data is provided by Fullup, Inc., a Delaware corporation doing business as Moon Banking ("Moon Banking", "we", "our", or "us").

By installing, accepting, querying, copying, or otherwise using the Data, you ("you" or "Licensee") agree to be bound by this License. If you are accepting this License on behalf of an organization, you represent that you have authority to bind that organization, and references to "you" include that organization.

This License is a separate agreement from the Moon Banking Terms of Service at moonbanking.com/terms and the Moon Banking Privacy Policy at moonbanking.com/privacy, each of which is incorporated by reference. In the event of a conflict between this License and those documents with respect to use of the Data, this License controls.

1. Grant of License

Subject to your full compliance with this License, including timely payment of all subscription fees applicable to the Full listing, Moon Banking grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable right to:

Access the Data through the Databricks Marketplace share to which you have been granted access;
Query the Data within your own Databricks workspace;
Use the Data for analytics, data science, AI/ML model training (including the training, fine-tuning, evaluation, and benchmarking of generative AI, large language models, agents, retrieval systems, and other foundation models), market research, dashboards, and other business purposes that are not prohibited by Section 2; and
Display aggregate, derived, and anonymized insights generated from the Data — including outputs and predictions of AI/ML models trained on the Data — within products and reports you make available to your customers or the public, provided that those insights and outputs cannot be used to reconstruct the underlying Data or any material portion of it.

Use of the Preview listing is permitted for internal evaluation, prototyping, research, and analytics. The Preview listing is free of charge and may be discontinued or modified at any time without notice.

Use of the Full listing requires an active paid subscription and is granted on a per-organization basis. Sharing access credentials, recipient tokens, or share permissions outside your organization is prohibited.

2. Restrictions

You shall NOT, and shall not permit any third party to:

2.1 Build a competing product

You shall not use the Data, in whole or in part, alone or combined with other data sources, to develop, market, or operate a product, service, dataset, or feature that competes with, or is substantially similar in purpose to, the Moon Banking platform, including without limitation:

(a) any consumer-facing or B2B service that aggregates user-submitted reviews, ratings, votes, sentiment, or rankings of banks or financial institutions;

(b) any data product, API, or feed that distributes bank-level reviews, ratings, votes, or sentiment to third parties; or

(c) any directory, search engine, or comparison tool whose primary purpose is to surface community sentiment about banks.

For the avoidance of doubt, this Section 2.1 restricts the product or service you build and operate; it does not restrict the act of training, fine-tuning, or evaluating AI/ML models on the Data, which is expressly permitted by Section 1. Models you train on the Data are yours to ship under Section 3, provided the resulting product itself does not fall within (a) through (c) above.

The foregoing restriction is a material term of this License. The parties acknowledge that breach of this Section 2.1 will cause Moon Banking irreparable harm for which monetary damages would be inadequate, and Moon Banking shall be entitled to seek injunctive relief without the requirement of posting a bond.

2.2 Redistribute or resell

You shall not, directly or indirectly:

(a) redistribute, resell, sublicense, lease, lend, publish, or otherwise make the Data available to any third party in raw, materially unmodified, or substantially reproduced form;

(b) expose the Data through any public or third-party-accessible API, endpoint, file download, dataset listing, or data clean room; or

(c) bulk-export, scrape, mirror, or migrate the Data out of your Databricks workspace except as strictly necessary for an internal backup of derived analytics that does not contain a substantial reproduction of the underlying Data.

For the avoidance of doubt, this Section 2.2 prohibits redistribution of the raw or substantially reproduced Data. It does not prohibit the inclusion of the Data in your own training corpora or the publication of AI/ML models, model checkpoints, weights, or evaluation benchmarks derived from the Data, provided those artifacts do not enable reconstruction of the Data and do not result in a product or service prohibited by Section 2.1.

2.3 Reverse engineer the user base

You shall not attempt to identify, deanonymize, or otherwise tie any vote, story, rating, or other Data record to a specific natural person, even though personal identifiers (IP addresses, user IDs, account information) have been removed from the Data prior to publication.

2.4 Misrepresent

You shall not misrepresent the source, accuracy, completeness, or recency of the Data. Any public reporting, blog post, marketing material, or research publication that uses the Data must include the attribution required by Section 4.

2.5 Use for illegal or harmful purposes

You shall not use the Data for unlawful purposes, to harass or defame any institution, to facilitate fraud, or to violate the rights of any third party.

2.6 Remove notices

You shall not remove, obscure, or alter any proprietary notices, comments, table descriptions, or column documentation contained in the shared Delta tables.

3. Intellectual Property

All right, title, and interest in and to the Data, including all derivative works that are substantial reproductions, copyrights, database rights, trade secrets, trademarks, and goodwill, are and shall remain the exclusive property of Moon Banking. This License grants no right or license to any Moon Banking trademark, logo, or trade name, except as required for attribution under Section 4.

You retain ownership of analyses, AI/ML models (including model weights, checkpoints, fine-tunes, and adapter layers), dashboards, and other derivative works that you create, provided they are not substantial reproductions of the Data and do not violate Section 2. Moon Banking claims no rights over your derivative works that comply with this License, and grants no rights in the Data beyond those necessary to create and use such derivative works.

4. Attribution

When publicly displaying insights derived from the Data (including in blog posts, research papers, dashboards made available to your customers, marketing material, or social media), you shall include a reasonably prominent attribution substantially in the form:

"Source: Moon Banking (moonbanking.com)"

You may modify this attribution to fit the medium, provided the meaning is preserved.

5. Fees and Payment (Full listing only)

Subscription fees for the Full listing are set out on the Databricks Marketplace listing page and are billed by Moon Banking through Stripe at the published list price (currently $1,499 USD per month), or such other price as may be reflected on the listing page from time to time. Fees are exclusive of any applicable taxes, which are your responsibility.

Subscriptions renew automatically on a monthly basis until canceled. You may cancel at any time; cancellation takes effect at the end of the then-current billing period, at which point your share access is revoked. No refunds are provided for any portion of a billing period, partial month, downtime, or early termination. See Refund Policy.

If a payment fails and is not cured within Stripe's standard dunning window, Moon Banking may revoke your share access without further notice.

6. Updates and Schema Changes

Moon Banking commits to additive-only schema changes on the five tables shared in the Marketplace listings. We will not rename, drop, or change the type of an existing column without versioning the listing. We will provide at least 30 days' advance notice of any new column added to a shared table, communicated via the listing's release notes and to the email associated with each active recipient.

Moon Banking reserves the right to modify the Data, refresh cadence, retention windows, and supplemental documentation from time to time. Changes that do not materially diminish the value of the Data may be made without notice.

7. Privacy and PII

Moon Banking deliberately excludes personal information (including IP addresses, user identities, internal API keys, and operational tracking signals) from the Data prior to publication. You agree not to attempt to circumvent these exclusions and not to combine the Data with other datasets in a manner intended to re-identify natural persons.

8. Disclaimers; "AS IS"

THE DATA IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, AND COMPLETENESS. YOU ACKNOWLEDGE THAT THE DATA IS USER-CONTRIBUTED CONTENT WHICH MAY BE INCOMPLETE, INACCURATE, OR OUT OF DATE, AND THAT YOU ARE RESPONSIBLE FOR PERFORMING YOUR OWN VALIDATION AND DUE DILIGENCE BEFORE RELYING ON THE DATA FOR ANY DECISION.

MOON BANKING DOES NOT WARRANT THAT THE DATA WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF DEFECTS, OR THAT ANY SPECIFIC REFRESH CADENCE WILL BE MAINTAINED.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL MOON BANKING OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH THIS LICENSE OR YOUR USE OF THE DATA, WHETHER IN CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT MOON BANKING HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ANY EVENT, MOON BANKING'S AGGREGATE LIABILITY UNDER THIS LICENSE SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES PAID BY YOU TO MOON BANKING UNDER THIS LICENSE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100).

10. Indemnification

You agree to indemnify, defend, and hold harmless Moon Banking, its affiliates, and their respective officers, directors, employees, and agents from and against any third-party claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your breach of this License, (b) your use of the Data in violation of Section 2, or (c) any analyses, products, or services you build using the Data that infringe or misappropriate the rights of any third party.

11. Term and Termination

This License is effective on the date you first access the Data and continues until terminated. The Full listing also continues for so long as your Stripe subscription remains active.

Moon Banking may terminate or suspend this License immediately, with or without notice, if you breach Section 2 (Restrictions), Section 4 (Attribution), or Section 5 (Fees and Payment), or for any other material breach that you fail to cure within ten (10) days after notice. Upon termination, you must cease all use of the Data and destroy or return any cached copies, except that you may retain aggregate, derived, and anonymized insights that comply with this License.

Sections 2, 3, 8, 9, 10, 11, and 13–16 survive termination.

12. Audit

If Moon Banking has a reasonable, good-faith basis to believe you have breached Section 2, Moon Banking may, on reasonable advance notice and during normal business hours, request that you (a) provide a written description of your use of the Data and (b) certify in writing that your use complies with this License. You agree to cooperate in good faith with such requests no more than once in any twelve-month period.

13. Governing Law; Dispute Resolution

This License is governed by the laws of the State of Delaware, without regard to its conflict of law principles. Any dispute arising under or relating to this License shall be resolved through binding arbitration in Delaware, in accordance with the rules of the American Arbitration Association, to the extent permitted by law. If arbitration is not permitted, disputes shall be brought in a court of competent jurisdiction in Delaware. Notwithstanding the foregoing, Moon Banking may seek injunctive or other equitable relief in any court of competent jurisdiction to enforce Sections 2 and 3.

14. Assignment

You may not assign this License, in whole or in part, without Moon Banking's prior written consent, except in connection with a merger, acquisition, or sale of substantially all of your assets, in which case the assignee must agree in writing to be bound by this License. Moon Banking may assign this License without restriction.

15. Entire Agreement; Updates

This License, together with the Moon Banking Terms of Service and Privacy Policy as incorporated above, constitutes the entire agreement between you and Moon Banking with respect to the Data, and supersedes all prior agreements and understandings on the subject.

Moon Banking may update this License from time to time. The "Last Updated" date at the top of this page reflects the current version. Material changes will be communicated to active recipients via the email address associated with the share. Continued use of the Data following the effective date of an update constitutes your acceptance of the updated License.

16. Contact

Questions about this License should be directed to:

Fullup, Inc. dba Moon Banking
Email: support@e.moonbanking.com
Delaware, USA